PestSure Blog

2 minutes reading time (380 words)

Four Things to Remember When Working With Subcontractors


The structural pest control industry is no stranger to sub-contractors. From termite pre-treatments and fumigations to lawn care and construction repairs, PMPs rely on subcontractors to fill in the service gaps and allow them to provide more services to clients.

Working with subcontractors is not without risk, however, and many pest management professionals are not fully aware of the perils as it relates to insurance.

Kristina Phillips, CIC, CRM, vice president and director of client services for PestSure at

Alliant Specialty, says pest management professionals need to carefully review the details in their subcontractor agreements and contracts, and make sure they are indemnified.

“PMPs must ensure the subcontractor can comply with all the requirements included in the contract,” says Phillips. “If something goes wrong and there is a claim, the pest management professional is ultimately responsible. Many PMPs don’t realize that and assume the subcontractor will take care of it.”

Phillips says workers compensation claims and fumigations – a service PMPs routinely subcontract for - is a good example of the importance of carefully reviewing your agreements.

In contracts, PMPs are often asked by customers to include a waiver of subrogation to their workers compensation policy. By signing the waiver PMPs eliminate their insurance carrier’s right to seek damages from another party. PMPs often add these waivers without knowing the full impact of the decision, says Phillips.

“It is important to remember that if you sign a waiver, you are doing so for both you and the subcontractor,” says Phillips. “If a subcontractor’s employee gets hurt on the job their insurance company can go after your company to recover costs for the injury.”

If you regularly work with subcontractors, PestSure offers the following tips to ensure the process protects the interests of both parties.

  1. Review Subcontractor Contracts Carefully – Know What You’re Signing
  2. Confirm the Insurance Coverage is What the Contract Requires
  3. Obtain A Certificate of Insurance from the Subcontractor and be Named as an Additional Insured
  4. Don’t Sign Waivers Before Reviewing Them With Your Insurance Carrier

Visit for more information on best practices.

Celebrating 42 years as a valued industry resource, PestSure provides insurance, safety and risk management consulting to pest management companies representing $2 billion in revenue, $750 million in payroll and more than 16,500 service vehicles.

Stay Informed

When you subscribe to the blog, we will send you an e-mail when there are new updates on the site so you wouldn't miss them.

Five Tips to Avoiding a Pedestrian Collision
Three Tips to Avoid Dog Bites


No comments made yet. Be the first to submit a comment
Already Registered? Login Here
Tuesday, 21 March 2023
14 March 2023
PestSure Blog
According to the Occupational Safety and Health Administration, accidents resulting from fall protection and ladders are among the most frequently cited violations of workplace safety standards. Linda Midyett, vice president and loss control director...
09 February 2023
PestSure Blog
The difference between a big spill and a small spill often comes down to your employees’ reaction to the spill when it first occurs. A spill of pest control products needs prompt, correct, and well planned attention. Most often, a spill can be a mino...
13 January 2023
PestSure Blog
Parking lots are a lot riskier than most drivers think. Many pest control technicians likely believe there is a greater chance of being involved in an accident while driving between service appointments than maneuvering through a crowded parking lot....
01 December 2022
PestSure Blog
Reducing the severity of claims resulting from automobile accidents and on-the-job injuries is always top of mind for pest management professionals as they navigate their businesses through waters that are more litigious than ever. To assist pest con...
17 November 2022
PestSure Blog
Pest control professionals can control many job hazards with the proper selection and use of personal protective equipment (PPE), but not all hazards can be eliminated or mitigated solely by using PPE.   Some of the hazards technicians and inspe...
10 October 2022
PestSure Blog
Drivers struck and killed an estimated 7,485 people on foot in 2021 – the most pedestrian deaths in a single year in four decades and an average of 20 deaths every day, according to data collected by the Governors Highway Safety Association. Hitting ...
19 September 2022
PestSure Blog
The structural pest control industry is no stranger to sub-contractors. From termite pre-treatments and fumigations to lawn care and construction repairs, PMPs rely on subcontractors to fill in the service gaps and allow them to provide more services...
09 September 2022
PestSure Blog
More than 4.5 million people are bitten by dogs each year in the United States, and more than 800,000 receive medical attention for dog bites, according to the U.S. Centers for Disease Control. Any dog breed – no matter how cute and friendly, no matt...