PestSure Blog

2 minutes reading time (380 words)

Four Things to Remember When Working With Subcontractors


The structural pest control industry is no stranger to sub-contractors. From termite pre-treatments and fumigations to lawn care and construction repairs, PMPs rely on subcontractors to fill in the service gaps and allow them to provide more services to clients.

Working with subcontractors is not without risk, however, and many pest management professionals are not fully aware of the perils as it relates to insurance.

Kristina Phillips, CIC, CRM, vice president and director of client services for PestSure at

Alliant Specialty, says pest management professionals need to carefully review the details in their subcontractor agreements and contracts, and make sure they are indemnified.

“PMPs must ensure the subcontractor can comply with all the requirements included in the contract,” says Phillips. “If something goes wrong and there is a claim, the pest management professional is ultimately responsible. Many PMPs don’t realize that and assume the subcontractor will take care of it.”

Phillips says workers compensation claims and fumigations – a service PMPs routinely subcontract for - is a good example of the importance of carefully reviewing your agreements.

In contracts, PMPs are often asked by customers to include a waiver of subrogation to their workers compensation policy. By signing the waiver PMPs eliminate their insurance carrier’s right to seek damages from another party. PMPs often add these waivers without knowing the full impact of the decision, says Phillips.

“It is important to remember that if you sign a waiver, you are doing so for both you and the subcontractor,” says Phillips. “If a subcontractor’s employee gets hurt on the job their insurance company can go after your company to recover costs for the injury.”

If you regularly work with subcontractors, PestSure offers the following tips to ensure the process protects the interests of both parties.

  1. Review Subcontractor Contracts Carefully – Know What You’re Signing
  2. Confirm the Insurance Coverage is What the Contract Requires
  3. Obtain A Certificate of Insurance from the Subcontractor and be Named as an Additional Insured
  4. Don’t Sign Waivers Before Reviewing Them With Your Insurance Carrier

Visit for more information on best practices.

Celebrating 42 years as a valued industry resource, PestSure provides insurance, safety and risk management consulting to pest management companies representing $2 billion in revenue, $750 million in payroll and more than 16,500 service vehicles.

Stay Informed

When you subscribe to the blog, we will send you an e-mail when there are new updates on the site so you wouldn't miss them.

Five Tips to Avoiding a Pedestrian Collision
Three Tips to Avoid Dog Bites


No comments made yet. Be the first to submit a comment
Already Registered? Login Here
Friday, 29 September 2023
21 September 2023
PestSure Blog
Pest control professionals often encounter challenging environments when dealing with pest infestations, which can include climbing ladders, accessing roofs, or working in confined spaces. Fall protection training helps technicians and inspectors ide...
18 August 2023
PestSure Blog
The work in the pest control industry can be physically demanding. Navigating crawl spaces and attics, climbing on ladders to inspect drop ceiling and roofs, and carrying bulky items from backpack sprayers to electrical cords, requires a certain degr...
12 July 2023
PestSure Blog
It seems simple enough. Stop at a red light or stop sign at the intersection and look both ways and you should be fine. If it was only that simple. According to the National Highway Transportation Safety Administration (NHTSA), on average, rear-end c...
08 June 2023
PestSure Blog
Electrical hazards are listed as the cause of 4,000 injuries annually and while only a small portion of these occur on the job, workplace electrical incidents are often more likely to be fatal, according to the Electrical Safety Foundation Internatio...
19 May 2023
PestSure Blog
A well-designed on-the-job training program is essential for ensuring that employees acquire the necessary skills and knowledge to perform their jobs effectively and safely. This is especially important in the pest control industry. At the 2022 PestS...
12 April 2023
PestSure Blog
In a recent survey from a national insurance company on perceptions and behaviors related to distracted driving, a third of business executives surveyed expect their workers to answer or participate in work-related calls while driving – and 42 percen...
14 March 2023
PestSure Blog
According to the Occupational Safety and Health Administration, accidents resulting from fall protection and ladders are among the most frequently cited violations of workplace safety standards. Linda Midyett, vice president and loss control director...
09 February 2023
PestSure Blog
The difference between a big spill and a small spill often comes down to your employees’ reaction to the spill when it first occurs. A spill of pest control products needs prompt, correct, and well planned attention. Most often, a spill can be a mino...