PestSure announces that Mike Rottler, chairman and chief executive officer of Rottler Pest Solutions in St. Louis, has been named Board Chairman. Rottler takes over the seat from retiring chair Russ Ives of Rose Pest Solutions/Bio-Serv.
“It is my honor and privilege to succeed Russ Ives as the PestSure Board Chairman,” said Rottler. “He has led our organization through some challenging times with courage and strength and is one of the finest examples of a servant leader that I have ever witnessed.”
Rottler said he has always relished opportunities to work with his peers to not only grow his company, but also to raise the bar for the industry. Serving on the PestSure board has afforded him a unique opportunity to do both.
“PestSure is more than just an insurance provider; it’s a partner dedicated to your success in the pest management industry,” said Rottler. “As the only captive insurance company owned by its insured, PestSure delivers unparalleled risk management solutions tailored to our unique challenges. If you’re committed to long-term growth and industry excellence, PestSure is a critical asset in protecting your business and ensuring its future.”
PestSure – Your Partner in Safety
Designing and implementing an effective safety program is much like putting together a puzzle, you need to have the right pieces in place for a perfect fit. That was the theme – Solving Your Safety Program Puzzle - of the 2024 PestSure Safety and Loss Prevention Conference held September 10-11, in Scottsdale, Arizona.
More than 150 PestSure members from across the country gathered for two days of interactive sessions, peer networking and information sharing on how to continuously improve their company’s safety programs.
“The Safety and Loss Prevention Conference is part of PestSure’s unique value proposition to our insureds,” said Todd Burke, COO of PestSure. “The program is loaded with timely and relevant topics that are specific to managing risk in the pest control industry. There is no meeting like it in the industry, and our insureds receive tremendous value by attending.”
Highlighting the education programs were a series of keynote sessions focused on timely topics that are significantly impacting the way pest control professionals operate their businesses and manage their risk.
The opening session featured a mock deposition led by attorneys James Foster and Joe Panatera of Chicago-based law firm Cassidy Schade. Foster and Panatera pointed to the sharp rise in ‘nuclear verdicts’ – a verdict in favor of the plaintiff with a damage award surpassing $10 million - in auto liability cases and the importance of thorough deposition preparation.
Like many businesses, pest control companies are not immune to cybersecurity threats. These threats can be particularly damaging due to the limited resources most companies dedicate to security infrastructure and employee training.
These threats can lead to financial loss, data breaches, reputational damage, and legal issues, making it essential for small businesses to invest in cybersecurity training, tools, and practices.
During National Cybersecurity Month in October, PestSure wants to spotlight the leading cybersecurity threats pest control companies typically deal with:
How to Protect Your Company
Small business owners can take several steps to improve their overall cybersecurity protocols. By following these practices, pest control business owners can significantly reduce the risk of weak passwords and phishing attacks compromising their systems and data.
Fall protection violations topped the list – for the 13th year in a row - of OSHA workplace safety violations nationwide in 2023, according to a National Safety Council (NSC) report.
For pest control technicians slip and fall accidents while working in a residence or commercial property are an all too common occurrence. That is why it is important for technicians to be aware of their surroundings and their impact on the location.
Customers’ homes and commercial properties all harbor challenges with the presence of other people in the work area. When performing a service technicians can encounter employees, children, pets, customers of the business, and other contracted workers.
As visitors to these locations, we often have little control over the conditions in which we work. It is important that we remain very conscious of the impact on the safety of the premises and their other occupants.
Technicians should conduct a thorough inspection of the premises both on arrival and departure to review any hazards present and to assure that we have returned the premises to the same condition in which they were found.
Every year 1.6 million motor vehicle accidents are linked to phone use while driving, according to the National Safety Council. More concerning is that, according to the Insurance Institute for Highway Safety, 14 percent of fatal crashes are linked to cell phone use.
Texting or talking on the phone, eating, drinking, and smoking are the leading distracted driving behaviors, and they are costing pest control companies higher insurance premiums, lost revenue and productivity, and more expensive and protracted legal actions. They are also leading to injuries to employees and the public.
Nozzle Nolen, a third-generation family-owned company based in West Palm Beach, Florida, experienced first-hand the pain caused by a distracted driving related accident and decided to do something about it.
Jason Miller, project manager for Nozzle Nolen who oversees safety training, said three years ago a former service manager was involved in an at-fault accident with extensive damage and injuries in a company vehicle. The vehicle was equipped with an older drive cam system and the manager removed the camera’s SD card before the police and his supervisor arrived.
“The accident and ensuing fall out opened the eyes of management as to the risks involved with distracted driving,” said Miller. “Driving with a cell phone is no different than driving with a blindfold.”
Summer may have just arrived, but it’s felt like summer for a good portion of the United States for some time now and service industry professionals, like those in the pest management industry, are feeling the heat.
The trusted Farmer’s Almanac call for a warm, hot, and muggy summer for most of the country and that means technicians need to be aware of the signs of heat-related illnesses and know how to reduce their exposure.
Heat Related Illnesses
Problems develop when the body’s cooling mechanisms do not work properly and the risk from heat-related illness increases. Heat rash occurs when sweat ducts become clogged and heat cramps are painful muscle spasms caused by the loss of electrolytes from heavy sweating. If you develop these conditions, immediately get out of the heat so you can rest.
When the body loses too much water and salt, heat exhaustion sets in. Signs include weakness, dizziness, nausea, headache, heavy sweating, and clammy skin. A heatstroke victim will present with a rapid pulse, hot red skin, and has stopped sweating due to lack of body fluids. The victim may show mental confusion, a decrease in alertness, and blurred judgment.
The number of deadly vehicle accidents is increasing nationally as are the monetary judgements being awarded by juries. As a result, it is incumbent for pest management company owners and managers responsible for driver safety training, to explain the importance of collecting relevant evidence in the aftermath of an employee-involved vehicle accident.
Evidence collection is essential for understanding the circumstances surrounding an accident, identifying causes, preventing future incidents, and ensuring that appropriate actions are taken to improve safety.
Determining the Cause - Evidence helps investigators understand what happened leading up to, during, and after an accident. This information is crucial in determining the root cause of the accident.
Establishing Liability - Evidence can help determine who or what was responsible for the accident. This is important for legal purposes, such as determining liability for damages or injuries.
Distracted-driving crashes accounted for 8 percent of all fatal crashes, 14 percent of injury crashes and 13 percent of all police-reported motor vehicle traffic crashes, according to the National Safety Council.
Texting or talking on the phone, eating, drinking, and smoking, are the leading distracted driving behaviors and PestSure, a leader in driver safety training for pest management professionals, is fully committed to reducing the frequency of distracted driving accidents and assisting companies create a safe driving culture.
“In our PestSure insurance program, rear-end collisions account for 48 percent of our losses,” said Linda Midyett, vice president and loss control director for PestSure. “These crashes are expensive because our driver caused the crash and resultant damage. They are hard to defend because our driver controls the speed and proximity of their vehicle to the vehicle in front of them.”
The pest management industry has thousands of employees behind the wheel day and night to service customers. With every turn, stop or backing out of a driveway, there is a risk for an accident to occur. Therefore, it is vital for companies to develop and follow protocols for safe driving practices, especially when it comes to distracted driving.
Reducing distracted driving accidents is crucial for pest control businesses to protect their employees and assets. PestSure offers the following tips for business owners:
The average American takes approximately 4,774 steps a day. In the pest control industry, we know technicians, inspectors and sales representatives take a lot more than that during the workday.
Inspecting a 1 million sq. ft. warehouse, applying multiple perimeter treatments for mosquitoes in one residential neighborhood or climbing stairs in an apartment building, can rack up the steps, increasing the likelihood of a slip, and fall incident. That is why pest control professionals need to pay attention to the shoes they wear.
Footwear safety is not only an important part of building a culture of safety, but it can impact your company’s bottom line. Research shows that 85 percent of workers’ comp claims can be traced to employees falling on slick surfaces and that slips and falls account for 65 percent of all workdays lost due to injury. And the average cost of a slip or fall accident is more than $20,000. Those are numbers that get your attention.
What Causes Slips and Falls
Slips, trips, and falls in outdoor environments can be caused by uneven surfaces, hidden trip hazards, and weather conditions that create poor traction or that cause pest control technicians to lose their balance. While technicians cannot control environmental conditions that decrease the safety of outdoor walkway surfaces, they can certainly reduce the likelihood of falls through increased awareness and eliminating hazardous situations.
Ladder safety is crucial for pest control professionals because falls from ladders can result in serious injuries or even fatalities. Using ladders improperly or without following safety guidelines can lead to accidents resulting in injury.
According to data collected from PestSure insureds, ladder accidents are the result of these two behaviors:
Accidents like these can cause fractures, sprains, strains, head injuries, and death. Proper ladder safety practices help prevent such accidents, ensuring a safer work environment for employees and customers.
Ladders accidents can also be costly. According to PestSure, the average claim cost for a ladder fall in 2023 was $13,000 per claim. In some instances that number reached upwards of $80,000.
Ladder Basics
Pesticide safety education plays a crucial role in promoting responsible pesticide use and mitigating potential risks to human and non-target animal health, the environment, and sustainability efforts.
February is National Pesticide Safety Education month and PestSure wants pest control industry professionals to be aware of the significant value of ongoing pesticide safety training. Offering and participating in pesticide safety training provides applicators with the knowledge and skills necessary to handle pesticides safely. By understanding proper handling, storage, application, and disposal procedures, technicians can minimize the risk of accidental exposure, poisoning, or environmental contamination.
Continuous education and training opportunities in pesticide safety enhance the competency and professionalism of technicians. By staying informed about emerging trends, best practices, and advancements in pesticide technology, technicians can improve their effectiveness, efficiency, and job performance.
Pesticide safety education also promotes environmentally responsible practices that minimize accidental pesticide spills and drift, reducing the risk of contamination to soil, water, and non-target organisms.
Avoiding Pesticide Exposure
Occupational slip and fall injuries cost employers and employees $70 billion annually, according to the National Institute for Occupational Safety and Health. In the pest control industry, workplace slip and fall injuries from stairs, decks, retaining walls, not ladders, made up 30 percent of total work injury claims in ’23 for PestSure insureds.
Slips, trips, and falls in outdoor environments can be caused by uneven surfaces, hidden trip hazards, and weather conditions that create poor traction or that cause pest control technicians to lose their balance. While technicians cannot control environmental conditions that decrease the safety of outdoor walkway surfaces, they can certainly reduce the likelihood of falls through increased awareness and eliminating hazardous situations.
Uneven ground, debris, tools, and wet grass are all potential causes of slips, trips, and falls for pest control personnel. These types of accidents are especially dangerous since technicians often risk falling with a tool in hand or while wearing a backpack.
Although many slip, trip, and fall injuries are minor (for example, sprained ankles and wrists), they can be very costly from a personal perspective because they limit mobility. Some falls result in serious knee and shoulder injuries.
Common Slip and Fall Hazards
The structural pest control industry is no stranger to subcontractors. From termite pre-treatments and fumigations to lawn care and construction repairs, PMPs rely on subcontractors to fill in the service gaps and allow them to provide more services to clients.
Working with subcontractors is not without risk, however, and many pest management professionals are not fully aware of the perils as it relates to insurance.
Kristina Phillips, CIC, CRM, vice president and director of client services for PestSure says pest management professionals need to carefully review the details in their subcontractor agreements and contracts, and make sure they are indemnified.
“PMPs must ensure the subcontractor can comply with all the requirements included in the contract,” says Phillips. “If something goes wrong and there is a claim, the pest management professional is responsible. Many PMPs do not realize that and assume the subcontractor will take care of it.”
Phillips says workers’ compensation claims and fumigations – a service PMPs routinely subcontract for - is a good example of the importance of carefully reviewing your agreements.
Distracted driving comes in many forms, but cell phone use while driving has become the most prevalent type of distracted driving. And the pest control industry is not exempt from the negative impacts of distracted drivers.
To raise awareness on the topic with pest control business owners and managers and help them identify strategies to mitigate the number of distracted driving incidents and reduce the financial impact that accompanies them, PestSure welcomed more than 100 of its insureds to Memphis, September 27-28 for the captive’s annual Safety and Loss Prevention Conference.
Keynoting the event was Dr. Paul Atchley of the University of South Florida who discussed “The Science Behind Distracted Driving.”
Atchley told attendees multitasking while driving - trying to make a phone call, respond to a text, adjust the radio – all the while staying focused on the road is a myth. While many drivers feel they are capable of multitasking while behind the wheel, Atchley said research and crash statistic data proves otherwise, especially with younger drivers.
“You need your brain to drive safely, and multitasking is an impossible task for the brain,” said Atchley. “And attempting to do it while driving is a recipe for disaster.”
Phishing attacks are one of the most prevalent types of cybercrimes with over 500 million phishing incidents reported in 2022. For perspective, which is over double the number of reported attacks in 2021 – and not surprisingly so, as it is one of the easiest types of scams to fall prey to.
In addition to the inconvenience and loss of trust from customers and employees, phishing attacks cost consumers and businesses $52 million in the United States in 2022.
While PestSure is known for its work educating and training pest management professionals from the daily hazards of distracted driving, ladder safety and fall protection, it also wants to make them aware of cybersecurity best practices around phishing attacks.
October is Cyber Security Awareness Month and with the ever-increasing threat of phishing attacks via email, phone, or text, PestSure wants to provide the following tips to stay one step ahead of the threat.
Tips to Avoid Phishing Attacks
Pest control professionals often encounter challenging environments when dealing with pest infestations, which can include climbing ladders, accessing roofs, or working in confined spaces. Fall protection training helps technicians and inspectors identify potential fall hazards and take proactive steps to mitigate those risks, reducing the likelihood of accidents.
Working at heights, such as on roofs, ladders, or elevated platforms, can be dangerous. Falls from a roof, through a ceiling or skylight, off a ladder at even relatively low heights can result in serious injuries or fatalities.
Regular fall protection training equips pest control professionals with the knowledge and skills to prevent falls and minimize the risks associated with working at heights. An employee’s knowledge will protect them.
Benefits of Fall Protection
In addition to keeping employees and customers safe, companies providing regular fall protection training realize the following benefits:
The work in the pest control industry can be physically demanding. Navigating crawl spaces and attics, climbing on ladders to inspect drop ceiling and roofs, and carrying bulky items from backpack sprayers to electrical cords, requires a certain degree of fitness.
After a long day at work, however, it might be difficult for technicians to talk themselves into a fitness workout. To balance exercise with a physically demanding job, technicians should try to modify their workouts to be compatible with their work demands.
Finding physical activities that they enjoy is critical to success in avoiding workplace injuries. With exercise, even some is better than none. Even if they don’t have time for daily exercise, they can still benefit from fitting some physical activity into their week. Physical activity outside of work can help boost energy, strengthen muscles, and improve mobility.
Fitness can also play a significant role in helping pest control technicians work more effectively and efficiently. Here are some ways in which fitness can positively impact pest control technicians' performance:
Physical Stamina - Technicians often need to work long hours, frequently in challenging and physically demanding environments. Being physically fit improves their stamina and endurance, allowing them to maintain high energy levels throughout the day and perform their tasks with less fatigue.
It seems simple enough. Stop at a red light or stop sign at the intersection and look both ways and you should be fine. If it was only that simple.
According to the National Highway Transportation Safety Administration (NHTSA), on average, rear-end collisions account for one-third (33 percent), or around two million, of the six million traffic accidents that occur annually. And rear end collisions often involve injuries.
Navigating an intersection requires a driver’s complete and undivided attention. Their defensive driving skills are needed to safely navigate these controlled traffic zones.
One type of accident that has been on the rise involves a driver rear ending another vehicle at an intersection. The second or third car back in a line of stopped traffic is typically responsible for this collision. This mishap occurs when the first vehicle at the front of the stopped traffic does not move forward when the traffic light turns green.
It is likely that this driver has become distracted while sitting at the light or, at times, this front driver can see some hazard that the cars behind cannot see. The driver following the vehicle that has not responded to the green light then runs into the back of the vehicle that is not moving.
Electrical hazards are listed as the cause of 4,000 injuries annually and while only a small portion of these occur on the job, workplace electrical incidents are often more likely to be fatal, according to the Electrical Safety Foundation International.
Pest management professionals encounter potential electrical hazards while performing many routine services from working in crawlspaces and attics to using ladders to access roofs.
Service technicians and inspectors are protected from electrical hazards by barriers placed between them and wires that carry high voltage through customer’s homes and commercial properties but what happens when this barrier is taken away? How do technicians protect themselves if they cannot see it, smell it, or otherwise know it is there?
Safety Tips
Safety training for working around electricity is crucial to ensure that workers understand the potential hazards associated with electrical systems and equipment. Here are some key components that pest control business owners and managers should include in electrical safety training for technicians and other employees:
A well-designed on-the-job training program is essential for ensuring that employees acquire the necessary skills and knowledge to perform their jobs effectively and safely. This is especially important in the pest control industry.
At the 2022 PestSure Safety and Loss Prevention Meeting, Mark VanderWerp, manager of education and training with Rose Pest Solutions in Detroit, presented how he has developed effective on-the-job training programs that deliver both safety and technical proficiency.
“A lot of on-the-job training programs are written from a technical standpoint but are not safety driven, and that needs to change,” says VanderWerp. “The pest control industry has a lot of exposure to safety hazards in the common tasks technicians perform every day.”
Common exposures like checking and installing bait stations, performing applications with a backpack sprayer, pulling hoses, climbing ladders or using extension poles to remove spider webs or stinging insect nests, carrying heavy items and crawling under things are the leading causes on-the-job injuries.
Many of these injuries can be avoided by establishing a consistent and comprehensive on-the-job training program that demonstrates safe work methods.