Rest Assured!

Coverage Programs

Created by pest control professionals, PestSure’s comprehensive coverage is the broadest in the industry. We insure over $2 billion in revenue, 16,600 automobiles and $775 million in payroll.

Members participate in a group liability insurance program underwritten by Old Republic Insurance Company (Rated A+) through Alliant Insurance Services, one of the largest insurance brokers in the United States. Each account is individually underwritten and based on the member’s loss experience. Profits are shared with members.

In addition to insurance, PestSure members have access to claims management assistance, a dedicated claims unit and loss-prevention services.

Coverages

PestSure provides all lines of insurance and related services for pest control operators.

Program lines:

  • General liability
  • Automobile liability and physical damage
  • Workers’ compensation

Optional coverage lines:

  • Umbrella
  • Property
  • First-party crime, third-party crime and fiduciary
  • Employment practices liability
  • Directors and officers
  • Cyber
  • Boiler and machinery
  • Inland marine
  • The Employee Retirement Income Security Act (ERISA)
  • Electronic data processing
  • Bonds
  • Chemicals, pollution, bed bugs and much more...

Limits

  • General liability: $1 million per occurrence/$3 million aggregate; endorsed to cover pest control operations subject to following all state and federal laws
  • Treatments and inspections: covered at full policy limits or $1 million per occurrence or $3 million aggregate
  • Automobile liability: $1 million per accident; endorsed to cover collision, upset and overturn, which would include all chemicals in transit
  • Workers’ compensation statutory employers liability: $1 million

PestSure offers an option to increase general liability and automobile limits to $2 million per occurrence for a percentage of the underlying premium. This has proven to be cost effective over the pricing of an umbrella policy.

Payment

Payment options for general liability, automobile liability and workers’ compensation are 25 percent down and in eight installments with no interest.

Additional Services

PestSure can help with the following:

  • Defend an OSHA citation
  • Assist with finding occupational health providers
  • Develop a preplacement functional screen developed for specific jobs
  • Assist with on-site safety and loss-prevention meetings, evaluations and training
  • Review insurance contracts and bids
  • Consult with a dedicated toxic and chemical sensitivity attorney who has worked with PestSure for over 20 years