Pest management companies face risks that are very different from those of most businesses. Technicians spend their days on the road and work at customer properties. Employees handle specialized products and equipment. Companies must manage vehicle fleets, hiring and training, regulatory requirements and customer expectations while protecting their employees and businesses from costly claims.

Those realities make insurance more than a line item on the budget. The right insurance program should be built around an understanding of how a pest management company actually operates.

For more than four decades, PestSure has provided that understanding as the only insurance program completely owned and operated by pest control operators.

An Insurance Program Built by the Industry

There is a significant difference between an insurance company that writes policies for pest management companies and an insurance program created specifically for the industry.

PestSure's owners and members understand the challenges pest control operators face because they experience those same challenges in their own businesses. From vehicle accidents and workers' compensation claims to employee hiring practices, technician safety and liability exposures, PestSure understands how risk connects to day-to-day pest management operations.

That industry knowledge allows PestSure to serve as a trusted risk advisor, claims advocate and loss-prevention specialist for its members.

Preventing Claims Before They Happen

Insurance is there when something goes wrong, but preventing a loss in the first place is better for everyone.

PestSure's full-time loss-prevention team works directly with pest control operators to identify risks and recommend practical ways to reduce them. That includes guidance on work procedures, driving practices and hiring systems designed to help prevent claims.

Because these recommendations are based on decades of experience within the pest control industry, they aren't generic safety suggestions. They address the real-world exposures PestSure members encounter every day.

The goal is straightforward: protecting employees, reducing claims and helping members operate safer, stronger businesses.

Stability and Predictability

Insurance market conditions can change quickly, creating uncertainty around rates, coverage and availability.

PestSure offers members something increasingly valuable: predictability and stability.

After more than 40 years serving the pest control industry, PestSure offers comprehensive coverage terms backed by an experienced claims and loss-prevention team. The program's long history also provides extensive knowledge of the types of claims pest management companies experience and the strategies that can help prevent them.

That continuity allows PestSure to take a long-term approach to protecting its members rather than reacting solely to short-term changes in the broader insurance market.

Your Safety Record Matters

PestSure doesn't believe responsible operators should automatically pay for the poor performance of others.

There is no "group rate." Individual rates are based on the safety and loss record of each applicant or member. Companies that consistently manage risk and maintain low claims can benefit through PestSure's competitive rates.

Underwriting is also handled within PestSure's office, allowing the team to look beyond numbers on an application and better understand the individual company and its operations.

It's a more personalized approach to underwriting that recognizes how a business actually manages risk.

Claims Handled with Members in Mind

How a claim is managed can be just as important as the coverage itself.

When a loss occurs, PestSure members have access to a dedicated team of claims professionals with extensive experience handling pest control industry claims. The team understands the exposures involved and carefully evaluates how claims are resolved.

Because PestSure is owned by its members, claims decisions carry an additional responsibility: the money being spent ultimately belongs to the membership. That creates a strong incentive to manage claims appropriately while protecting both the individual member and the long-term health of the program.

Sharing in the Success

The captive structure also creates an advantage traditional insurance programs generally cannot provide.

Based on underwriting results, profits from the company can be shared with member shareholders. When members collectively control losses and the program performs well, they have the opportunity to participate in that success.

It reinforces one of the fundamental principles behind PestSure: good risk management should be rewarded.

More Than Insurance

PestSure isn't looking at the pest control industry from the outside. It is owned and operated by pest control professionals who understand the challenges members face every day.

That difference has shaped PestSure for more than four decades.

From industry-specific coverage and individualized underwriting to dedicated claims advocacy and hands-on loss prevention, PestSure gives members access to resources designed specifically for their businesses.

The result is more than an insurance policy. It's an industry-owned program with a shared commitment to reducing risk, controlling losses and helping pest management companies protect what they've worked hard to build.

PestSure – Your Partner in Safety

Founded in 1980, PestSure is the only insurance and risk management provider exclusively dedicated to the pest management industry. Today, PestSure provides insurance, safety, and risk management consulting to pest management companies representing approximately $2 billion in annual revenue, more than $600 million in payroll, and over 11,500 service vehicles nationwide. PestSure is administered by Alliant Insurance Services.

To learn more, call 888.984.3813 or visit www.PestSure.com