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Loss Lessons
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INTERSECTIONS
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PestSure Members,
In a recent PestSure auto claim, an intersection accident
resulted in our driver being rear-ended at the intersection
and being pushed into oncoming traffic. The injuries and vehicle
damage were more severe than expected because our vehicle
was hit on the passenger side in addition to being rear-ended.
The PestSure driver was first in the line of traffic waiting
for the light to turn green so that he could complete a left
turn. The driver of the other vehicle was approaching the
light behind our driver, just as it turned green. The other
driver accelerated to move through the intersection, not realizing
that our driver was waiting for oncoming traffic to pass in
order to complete his left turn. The other driver did not
notice our turn signal.
When our driver was rear-ended, he was stopped in traffic
and had his wheels turned to the left while waiting to make
his turn. This one mistake resulted in not only a rear impact
but also a significant side impact collision.
Lesson:
- When turning left, always wait for traffic to
clear with your wheels and the vehicle pointing straight
ahead.
- When stopping at an intersection to wait for the
light, always try to stop back at least one car length
from the cross traffic.
- Before proceeding through an intersection, always
look at cross traffic to be sure all lanes have stopped
and that no vehicle is disobeying traffic controls.
- Maintain awareness of traffic around you and continue
driving your vehicle even when stopped.
In this case, the accident was determined to be the other
driver's fault or negligence. The fault determination will
do nothing to assist our driver with recovery from his injuries
or cover his route while he heals. A third vehicle was involved
in this collision needlessly as a result of our driver's actions.
Please discuss intersection safety and review the rules for
intersections taught in Eos. Please share and discuss this
Loss Lesson with your entire team so they can apply the knowledge
in the field and we can all learn from this event.
Linda Midyett
Area Manager
Safety and Loss Prevention, PestSure
Arthur J. Gallagher Risk Management Services, Inc.
14241 Dallas Parkway, Suite 300
Dallas, TX 75254
972.663.6199
800.326.6203 |
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