• GL 1mm per occurrence
Treatment - 1mm  3mm aggregate E&O / Inspections 125,000 per occurrence 250,000 aggregate 
• AL 1 mm per accident  
• WC Statutory  Employers Liability- 1mm
There is an option to increase General Liability and Auto Limits to 2mm per occurrence for a percentage of the underlying premium.
This has proven to be cost effective over pricing of an umbrella.